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Understanding Long-Term Care Insurance for In-Home Care

Long-term care includes a variety of services designed to help individuals with activities of daily living such as bathing, dressing, eating, mobility, toileting, continence care, and cognitive support. While many people associate long-term care with nursing homes, care can also be provided safely and comfortably at home. 

In fact, nearly 70% of Americans age 65 and older will require some form of long-term care during their lifetime. Source: U.S. Department of Health and Human Services (HHS) Office of Disability, Aging and Long-Term Care Policy (DALTCP) 

If your patients have a long-term care insurance policy, it may help cover the cost of in-home care services. Care Advantage, Inc. works with private pay clients to help review eligibility, understand available coverage, and guide families through next steps. Our team is here to help connect you with the resources and support that best fit your patient’s situations. 

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